Code & Chain · Signal Desk

Crypto Card Deposits Surpass $10 Billion for the First Time

Original sourceFinanceFeedsAdditional: Value The Markets

Summary

Total crypto card deposits surpassed $10 billion for the first time, reaching approximately $10.33 billion, with about 250% YoY growth and 82% growth year-to-date. The main driver is stablecoins, allowing users to spend via cards with fiat-like stable balances, reducing volatility risk.

Key points

  • Reflects the real adoption scale of stablecoin payments, showing crypto's shift from an investment tool to everyday spending.
  • The $10 billion card deposit milestone proves that stablecoin-driven crypto payments have reached a significant scale, accelerating the maturation of regulations and business models.
  • User confidence in crypto payments strengthens; merchant acceptance may increase; regulators will strengthen related rules; market opportunities expand for stablecoin issuers and card providers.
  • Crypto card deposits were only about $3 billion in 2025; surpassing $10 billion now outpaces the early growth of most traditional payment products.

Editorial note

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