Code & Chain · Signal Desk

SWIFT launches blockchain shared ledger, using tokenized deposits to counter stablecoins

Original sourceCrypto.news

Summary

On July 9, SWIFT, together with 17 major banks, launched a shared ledger based on Hyperledger Besu, enabling round-the-clock cross-border payments using tokenized deposits. The system runs on existing banking networks without replacing the correspondent banking model, but eliminates settlement dela…

Key points

  • Demonstrates how traditional financial infrastructure can achieve blockchain settlement efficiency without leaving the regulatory framework
  • SWIFT's solution could become a standardized approach for central and commercial banks to tackle the stablecoin challenge, shaping the future design of monetary systems
  • Banks may prefer using SWIFT's tokenized deposits over third-party stablecoins for cross-border settlement, thereby squeezing non-bank stablecoins' space in wholesale payments

Editorial note

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