Code & Chain · Signal Desk

EU Extends MiCA Review to September 30, Considers Bringing DeFi Under MiFID II

Original sourceen.coinotag.com

Summary

The European Union is reviewing the Markets in Crypto-Assets Regulation (MiCA), focusing on extending the Markets in Financial Instruments Directive II (MiFID II) to staking, crypto lending, DeFi, and tokenized real-world assets, testing how traditional securities rules apply to crypto activities.…

Key points

  • Provides early regulatory signals for crypto and DeFi projects operating in the EU, influencing licensing strategies and product design.
  • If MiFID II expands to cover DeFi, it would fundamentally alter the EU crypto regulatory landscape, raising operational barriers and accelerating industry consolidation.
  • Crypto businesses should monitor the consultation process and assess whether they need MiFID II authorization or product adjustments to avoid securities regulation.
  • MiCA, effective end of 2024, provided a baseline for crypto assets; this review could significantly expand the regulatory scope.

Editorial note

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