Code & Chain · Signal Desk

BIS Chief Says Stablecoins Fail Payment Credibility Test, Tokenized Deposits Preferred

Original sourceChain Grid NewsAdditional: Bitcoin News

Summary

BIS General Manager Pablo Hernández de Cos stated that stablecoins are not yet a credible scaling solution for payments, and tokenized deposits in central bank money are the preferred choice for most payments. He proposed a regulatory path for coexistence: tokenized deposits for everyday and wholes…

Key points

  • Understanding international regulators' stance on stablecoins helps predict future payment infrastructure developments.
  • BIS's views may influence central banks and regulators' attitudes and policies toward stablecoins.
  • Stablecoin projects may need to adjust positioning to focus on specific use cases, while bank tokenized deposits may accelerate.

Editorial note

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