Code & Chain · Signal Desk

Brussels Three Days to Decide Whether Staking Equals Deposit-Taking

Original sourcecoinaligator.com

Summary

The EU is conducting its MiCA interim review, with public consultation closing on September 30, 2026. The core dispute is whether staking-as-a-service should be treated like bank deposits; the European Central Bank argues it should be classified as taking repayable funds and require stricter rules.…

Key points

  • For firms and users offering staking services in Europe, this is a key juncture determining future compliance thresholds and product design.
  • If staking-as-a-service is treated as deposit-taking, European staking products could face near bank-level capital and licensing requirements.
  • Platforms operating staking and yield products in Europe must prepare, potentially facing business restructuring, market exit, or shifting to non-custodial structures.

Editorial note

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